Sample Letter to Friend That Owes You Money

By | February 21, 2014

Lending money to a friend is a common thing someone does when a friend asks for some cash and also promises it back.

But when the friend is taking too much time to return the money, then one has to quit waiting and go blunt by asking for the money directly or indirectly, i.e., through a letter so that the friend doesn’t feel awkward by facing the lender in a confrontation.



This kind of letter should be written in a business style with the subject stating the apparent reason.

In the body of the letter, one has to include the date on which the money was lent, the amount of money that was lent and the expected date when the person who took money told he/she would return it, with or without interest.



Sample Letter to Friend That Owes You Money


June 7, 2019


Charles James
52 New South Street
Austin, TX 21018

Re: You owe me $3000

Dear James:

To begin with, I want you to let you know that you are a great friend of mine and I am always here to help you in the time of need, whenever and however I can.

I want to remind you that on 2nd December 2018, you asked me for 3000$ as you had had an emergency and you needed the amount on an urgent basis. I went to the bank just for your sake. I lent you the amount on the same day.

You promised me that you would give the entire amount back in January 2019. Now it has been way over that due date, and you still have not paid me back. You have not even talked about it. If you want you can also return me the amount in installments instead of in whole.

If truth to be told, I want the money back as soon as possible as I desperately need it to pay my mortgage.

I am anxiously waiting for your positive reply.


Sincerely yours,

John Doe
21 West Palm Street
Austin, TX 21014